HKMA SME lending services directory
Hong Kong Monetary Authority · 15 April 2026
Used for: Participating banks, products and hotlinesEvidence
Research source ledger
Official sources, effective dates and the facts supported across this site.
Research statusVerified 17 July 2026
Primary sources checked. Product pricing remains subject to lender assessment.
How we verify →Open source ↗
80% SFGS enhancement
HKMA and HKMC · 17 September 2025
Used for: Extension to March 2028 and HK$310bn commitmentSFGS statistics
HKMC Insurance · 3 July 2026
Used for: Applications and approved facilitiesHIBOR fixings
Hong Kong Association of Banks · 17 July 2026
Used for: Official HIBOR tenorsSME statistics
Trade and Industry Department · March 2026
Used for: SME count and employmentBUD Fund
Trade and Industry Department · July 2026
Used for: Cumulative cap, matching and simplified routesSME Link
Trade and Industry Department · 2026
Used for: Government funding scheme directoryMoney lenders register
Companies Registry · 2026
Used for: Licence verificationAppointed third-party register
Companies Registry · 2026
Used for: Intermediary verificationMoney Lenders Ordinance
Hong Kong e-Legislation · Current law
Used for: Effective-rate limitsBase Rate
Hong Kong Monetary Authority · 11 December 2025
Used for: HKMA Base Rate at 4.0%HSBC best lending rate
HSBC Hong Kong · 31 October 2025
Used for: Best Lending Rate at 5.0%Business receipts outlook
Census and Statistics Department · June 2026
Used for: SME receipts diffusion index at 44.0OCBC SFGS
OCBC Hong Kong · Checked 17 July 2026
Used for: Selected published SFGS rate and limitsEconomic and financial data
Hong Kong Monetary Authority · 14 July 2026
Used for: GDP, credit, rates, reserves and trade indicatorsFirst quarter GDP
Census and Statistics Department · Q1 2026
Used for: Real GDP and expenditure-component growthConsumer Price Index
Census and Statistics Department · May 2026
Used for: Overall consumer pricesLabour force statistics
Census and Statistics Department · March to May 2026
Used for: Unemployment rateHKMA HIBOR Open API
Hong Kong Monetary Authority · Daily
Used for: Machine-readable HIBOR fixing curveLoan intermediaries: legal role
Community Legal Information Centre · Checked 17 July 2026
Used for: Intermediary definition, bank-referral position and appointed-party checksWarning on loan intermediaries
Companies Registry · 30 November 2016
Used for: Do not pay intermediaries for licensed money-lender loansAppointed third-party search
Companies Registry · Checked 17 July 2026
Used for: Searchable intermediary appointment registerHSBC Business Instalment Loan
HSBC Hong Kong · Checked 17 July 2026
Used for: HK$1.5m unsecured limit and 60-month termStandard Chartered Business Instalment Loan
Standard Chartered Hong Kong · Checked 17 July 2026
Used for: HK$7.8m limit, 60-month term and application conditionsDBS Business Instalment Loan
DBS Hong Kong · Checked 17 July 2026
Used for: Collateral-free and secured limits, term and online processBOCHK Small Business Loan
Bank of China (Hong Kong) · Checked 17 July 2026
Used for: HK$2m limit, 60-month term and stated processMoneyBuddy
MoneyBuddy · Checked 17 July 2026
Used for: Self-published matching model, panel size and borrower-fee claimGalvox Fund
Galvox Global Limited · Checked 17 July 2026
Used for: Self-published consulting role, services, fees and performance claims101 Business Consultants
101 Business Consultants · Checked 17 July 2026
Used for: Self-published funding and business-support servicesSource hierarchy
Regulators and government sources take priority for programme status and law. Lender pages support their own product claims.