Evidence
Prepare the Business Registration Certificate, owner identity, tax returns, business and personal bank conduct, contracts and a cash forecast.
Liability
There is no limited-liability shield between the owner and facility.
Compare
Check whether an incorporated structure is needed for future operations, but do not restructure simply to obtain a loan without tax and legal advice.
Decision note
Rates, limits and eligibility can change. Ask for a current written quote, repayment schedule and agreement. General information only.