Independent Hong Kong business funding researchUpdated 17 July 2026
HKBusiness Funding
Official indicators

Hong Kong business funding data

Track the reference rates, economic momentum, SME pulse and government-backed finance that frame borrowing decisions.

Research statusVerified 17 July 2026

Primary sources checked. Product pricing remains subject to lender assessment.

How we verify →
Hong Kong data desk

Signals behind the funding market

Rates refresh from the HKMA feed when a newer official observation is available. Economic and scheme data show their reporting periods.

Checking HKMA feedHIBOR as at 17 Jul 2026
HIBOR term curve

Hong Kong dollar fixings

17 Jul 2026
O/N2.47369%
1 week2.66137%
1 month2.75000%
3 months2.97536%
6 months3.17441%
12 months3.54411%

Fixings are reference rates, not SME loan offers. The lender margin, guarantee fee, floor and charges sit on top.

HKMA Base Rate4.00%Official policy reference
HSBC best lending rate5.00%Published prime reference
91-day Exchange Fund Bill2.45%June 2026 average yield
10-year government bond3.250%June 2026 average yield
Reading the dashboard

Every figure needs a date and a definition

HIBOR can move each business day. GDP, credit, CPI and survey series arrive later and cover different periods. We show the reporting period beside each measure and link to the primary source. These indicators describe the market, not your company's approval odds or final price.