Who 101 Business Consultants may suit
Companies that want grant, accounting and business-support work from one provider. BUD and other government funding, SME loans, accounting, audit, tax and company services.
The useful service is the work performed before an application reaches a lender: choosing a plausible route, finding missing evidence and presenting the business consistently. An adviser cannot replace the lender's underwriting or guarantee approval.
Claims on the provider's own website
These figures and statements are self-published by 101 Business Consultants. We record them for transparency and do not treat them as audited market data.
- SFGS application assistance
- BUD application work
- Accounting and audit services
- Published Hong Kong office and contact details
What is useful
- English-language service information
- Broader back-office work may help businesses with incomplete records
- Legal entity names and a Hong Kong address are published
Gaps to resolve
- The site still references the closed 90% SFGS product in some copy
- Loan and grant services have different economics and should have separate contracts
- The public site does not explain a named panel of lenders
Fees and incentives
Public pages describe the services but do not publish a complete finance-consulting fee schedule. Request separate prices for grant work and loan work.
Request one engagement letter showing the legal service provider, work included, fixed and success fees, tax, payment trigger, cancellation terms and treatment of repeat applications. If the borrower pays nothing, ask which providers pay the consultant and whether that compensation differs by lender.
How the stated process works
- Business-support enquiry
- Consultant identifies grant or loan route
- Accounting and application documents may be prepared
- The relevant authority or lender decides
Confirm the handoff point between advice and a formal lender application. The borrower should know the named recipient, required documents and credit-search position before consenting to disclosure.
Hong Kong legal and safety checks
For a bank application, contact the authorised institution through an official channel and confirm that it accepts the proposed route. HKMA material says banks ceased accepting loan applications referred by intermediaries.
For a licensed money-lender loan, search the contracting entity's licence and check any intermediary in the Companies Registry appointed-third-party register. Public guidance warns borrowers not to pay an intermediary for arranging such a loan.
- Do not send money to a personal account.
- Do not share online-banking passwords or one-time codes.
- Do not sign blank forms or install remote-access software.
- Keep a record of every recipient and consent.
Editorial verdict
The accounting connection is the interesting part. A consultant can add value when the real problem is weak records, but an SME should resist bundling unrelated services into one fee before the funding route is clear.
The score measures public role disclosure, service clarity, fee transparency, verifiable identity and practical usefulness. It is not a customer-review average and does not predict a successful application.
Provider website checked 17 July 2026. Open provider source ↗. Service and performance statements belong to the provider unless supported by an official register.